One of the most important things in any business is transparency. This document contains information necessary for you to understand before you actually put your money into any of the Company’s activities.
What is Contained
This document contains details on how any investor’s money will be put to use as well as how profits will be distributed.
What is not Contained
This document does not contain details on how the Company operates either internally or externally. Details on investment terms, fund transfers, risk absorption, management and specifics of cash-flow are not discussed herein.
Company Structure Overview
Maley Syndicate is unique in that it mostly concentrates on established businesses owned by others. When you decide to invest in it, your money will most likely be used to fulfill agreements between the Company and other businesses. This means that, unlike most businesses, you will mostly be investing in the Company’s activities rather than the Company itself.
As you might have realized, the Company’s activities are what carry most weight when it comes to how your money will be used. This raises the question: what activities are these?
To put it straight, Maley Syndicate befriends other existing businesses and helps them in one way or another depending on what it agrees on with these businesses. Normally, the agreements made are in the line of expanding the existing business, for example, we could agree with a certain bank to build them an extra branch. Such agreements are internally termed as “projects.” A project is a task or a series of tasks assigned to the Company by an external party to be conducted within a given time frame. Once approved, a project becomes accessible to the Company’s investor network for funding. Usually, a funding window is open only for a limited time in order for the Company to meet the terms of its agreement with the business assigning the project. This can vary anywhere between a day to a bazillion years, although it should realistically take no more than a year to finalize project funding details. However, a project may prematurely reach its funding deadline if 100% of funds required for it are raised before the said date. This means a project can be rescheduled to begin earlier than originally scheduled.
Once the Company has reached an agreement with a business, it shall internally publish this agreement as a project and avail it to investor. Specific details, including minimum and recommended investment figures as well as projected figures and returns are published with each project. If an investor is interested in a project, s/he is required to make a Commitment to it. This way, the investor guarantees that s/he will dedicate the committed amount on or before the set deadline. When the required funds are raised, the project commences.
Only those who invest in a certain project are able to track the project’s performance.
Each project has its own projected figures, which is what the Company uses to determine reasonable returns per project. The returns are shared according to a ratio directly determined by how much an investor put into the project. Only profits are shared this way.
A predetermined return amount is specified before the commencement of the project. This helps investors make informed decisions regarding which projects to fund.
Returns will only be shared when the project is finalized.
If a project fails to realize profits promised to investors, the losses are absorbed internally. That means the Company will still take full responsibility of paying the promised return. This guarantees that all investors will still make their profits even if profits aren’t realized on a project.
To pay off investors, the Company offers two options:
- Eventual payoff: This method involves paying the investors in installments within a given time frame until all profits are covered.
- Reinvestment: An investor interested in a project available for funding is allowed to reinvest an amount equivalent to the unrealized profits without having to wait for the funds to mature.
An investor can decide to reinvest a part or the whole of their share in a project regardless of its outcome. That means should a project underperform, the Company offers a chance to the project investors to reinvest their unrealized figures into other projects, thereby making sure that the investors ultimately achieve what they desired to achieve from the original project.
We believe it is necessary for you to understand how your money, as an investor, is utilized. This is why it is of paramount importance to thoroughly comprehend the contents of this document before committing your money to any of the Company’s activities. While project-specific details are made available for each project, it is very important to understand the general project terms of service found on this website or other information outlets owned by the Company.